Ayushman Bharat Yojana, also known as Pradhan Mantri Jan Arogya Yojana (PM-JAY), stands as a flagship health insurance initiative by the Government of India, aiming to provide coverage to economically disadvantaged individuals.
Under the Ayushman Card Scheme, eligible families are entitled to a health insurance cover of up to Rs 5 lakh annually. This coverage can be utilized for hospitalization in any empaneled government hospital, encompassing a comprehensive list of ailments such as cancer, heart disease, kidney disease, stroke, dengue, malaria, infertility, cataract, and various other critical illnesses.
Proven to be a successful health insurance scheme in India, the Ayushman Card Scheme has played a crucial role in allocating essential funds to economically vulnerable individuals for the treatment of severe medical conditions.
Key Benefits of Ayushman Card Scheme:
- Provides health insurance coverage for economically disadvantaged individuals.
- Allocates necessary funds for the treatment of severe medical conditions.
- Offers free treatment facilities in empaneled government hospitals.
Eligibility Criteria for Ayushman Card Scheme:
- The family’s annual income should be less than Rs 100,000.
- All family members must possess an Aadhar card.
- The head of the family should be included in the Below Poverty Line (BPL) list.
Application Process for Ayushman Card Scheme:
To apply for the Ayushman Card Scheme, the following documents are required:
- Aadhar card
- Aadhar cards of all family members
- Proof of inclusion in the BPL list
Application for the Ayushman Card Scheme can be submitted either online through the official website of Ayushman Bharat Yojana or offline by visiting the nearest Jan Seva Kendra (CSC).
The Ayushman Card Scheme represents a significant stride in the realm of health insurance in India, ensuring that economically vulnerable individuals have access to the necessary funds for the treatment of serious diseases.